Cheapest Cities to Rent in Missouri (2026)

The cheapest rent in Missouri is in St. Louis, MO, where a 2-bedroom averages $1,218/mo and a 1-bedroom $995/mo (2026 HUD Fair Market Rent) — $70/mo below the Missouri average 2BR of $1,288. The table below ranks all 2 of the cheapest cities to rent in Missouri.

$1,218
Cheapest 2BR
$1,288
State Average 2BR
$70
Monthly Savings
$840
Yearly Savings

Top 2 Cheapest Cities in Missouri

Ranked by 2-bedroom rent price (lowest first)

RankCityStudio1 Bed2 Bed3 BedIncome Needed
#1
St. Louis, MO$955$995$1,218$1,568$48,720/yr
#2
Kansas City, MO$1,095$1,197$1,358$1,769$54,320/yr

Why These Missouri Cities Are Affordable

Missouri ranks among the most affordable states for renters. Both major metros offer excellent value, with quality apartments available at prices well below national averages.

  • Below-average housing costs: These cities have housing indices lower than the state average of 76
  • Lower demand: Smaller populations and less competitive markets keep prices reasonable
  • Diverse housing stock: Mix of older and newer buildings provides options at various price points
  • Regional economies: Local job markets support working populations without coastal-city premiums

Income Requirements

Using the standard 30% of income guideline, here's what you need to earn to afford rent in Missouri's cheapest cities:

#1: St. Louis
2BR: $1,218/mo requires $48,720/year
#2: Kansas City
2BR: $1,358/mo requires $54,320/year

How Missouri's Cheapest Cities Compare

vs State Average
-$70/mo
cheaper than Missouri average
vs National Average
-$355/mo
below US median ($1,573)
Cost of Living Index
89
Below national average (100)

What to Consider Before Moving

Best For

  • ✓Budget-conscious renters
  • ✓BBQ enthusiasts
  • ✓Arts and culture lovers
  • ✓Those seeking Midwestern values

Considerations

  • •Extreme weather (heat, tornadoes)
  • •Some areas have high crime
  • •Car-dependent outside downtown areas

Cheapest Rent in Missouri: FAQ

Where is the cheapest rent in Missouri?

The cheapest rent in Missouri is in St. Louis, MO, where a 2-bedroom averages $1,218/month and a 1-bedroom $995/month in 2026 (HUD Fair Market Rent). Next cheapest: Kansas City ($1,358).

How much can I save renting in Missouri's cheapest cities?

By choosing Missouri's cheapest city over the state average 2BR of $1,288, you could save $70/month or $840/year on rent.

Is rent in Missouri's cheapest city below the US average?

Yes. A 2-bedroom in St. Louis costs $1,218/month, which is $355/month below the US median 2BR Fair Market Rent of $1,573 (HUD, 2026).

What income do I need to rent in Missouri's cheapest cities?

To afford the cheapest 2BR in Missouri at $1,218/month, you need approximately $48,720/year based on the 30% of income guideline.